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"New Year's Spending Resolutions That Could Save You Thousands"

When it comes to getting your financial house in order, sometimes a simple spending resolution or two can make a big difference.

Consider adding some of my "Top 10 for 2010" money-saving resolutions to your list in the new year:

1. Review Your Insurance Policies: It pays to conduct an annual review all of your insurance policies carefully and discuss cost-saving possibilities with your insurance agent. You might find that you have some coverage you no longer need—or didn't even know you had—or that you're eligible for some type of new discount or other incentive. "Bundling" policies through a single insurance company can often lower the total price you pay.

2. Use Up Gift Cards: Did you know that every year billions of dollars worth of gift cards expire unused or lose value? Make a point to use your gift cards (including store credits and rebates) for your very next purchase, before the cards expire or lose value. If nothing else, use your gift cards to get a jump on next year's holiday shopping.You can sell them online (see www.plasticjungle.com, www.unusedgiftcards.com, and similar sites), or donate them to charity (check with individual charities to see if your preferred causes accept donations of unused gift cards).

READ more details at: aarp.org/money/consumer/savings_challenge/articles/new_years_spending_resolutions.html?cmp=NLC-MONY-CTRL-11210-F4t 

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